Principals

Stephen R. Nasser

Phone: 415-277-2297

snasser@coitcapitalsecurities.com

Following receipt of his MBA from UCLA in 1977 Mr. Nasser worked in the Corporate Banking Group for Security Pacific National Bank. Subsequently, he was the founding Chairman of US Statewide Bancorp and its subsidiaries involved in consumer finance including auto receivables and leases, credit cards, residential and commercial mortgages, mortgage banking and insurance premium finance. Concurrently, he served as the Director of Real Estate Acquisition and Chief Financial Officer for a series of registered master limited partnerships. In 1994 he joined Alex Brown & Sons and in 1996 became Head of the Securitization Group at Structured Capital Management and then co-headed the structured finance activities for Sutro & Co. and their successor RBC Dain Rauscher. In 2002 Mr. Nasser became the co-head of the Structured Finance Department at Stone & Youngberg, LLC which specialized in the underwriting and placement of mortgage and asset-backed securities and debt and equity project finance.

Neal Sebbard

Phone: 415-277-2298

nsebbard@coitcapitalsecurities.com

After IBM Mr. Sebbard started his financial career in the early 80s in the mortgage group at Salomon Brothers, New York. Most of his activity was in the commercial mortgage sector. Mr. Sebbard then went to Pacific Securities where he developed an FHA focused marketing operation as well as a mortgage subsidiary for the firm. FHA project loans were traded as well as refinanced. This provided FHA project owners with access to the capital markets that they never before enjoyed. In 1992 he joined Alex Brown & Sons in their mortgage derivative group which later transitioned into becoming the securitization Group at Structured Capital Management. Subsequently he became Managing Director and co-head of the structured finance department at Sutro & Co. and their successor RBC Dain Rauscher. In 2002 Mr. Sebbard became Executive Director and co-head of the Structured Finance Department at Stone & Youngberg, LLC where his expertise was applied to a variety of asset types on behalf of financial institutions and real estate projects. Mr. Sebbard got his BA from Principia College in Illinois and subsequently studied at NYU’s Silverstein Real Estate Institute.

Sohail Bengali

Mr. Bengali graduated from Swarthmore College in 1979, received his MA in engineering from MIT in 1982 and his MBA from the University of Pennsylvania-Wharton in 1984. Following stints with the World Bank in Washington D.C. and Advanced Micro Devices in Sunnyvale, he joined Stone & Youngberg in San Francisco in 1986 eventually becoming a partner. His primary focus was working with state and local agencies to facilitate financing for infrastructure improvements. In 2012 Stifel-Nicholas acquired Stone & Youngberg and he remained with the merged entity until 2015. He is on the Board of Managers of Swarthmore College and a Member of the Finance Committee.

Bill Pettinati

bpettinati@coitcapitalsecurities.com

Mr. Pettinati Jr joined Coit Capital Securities as Managing Director in 2016. Prior to Coit, he specialized in Structured Consumer ABS transactions on both a rated and non-rated basis including subprime automobile, timeshare / VIO, property tax liens, and unsecured consumer loans while a Managing Director at Riviere Securities. Prior to Riviere Securities, he served as the Co-Head of the Corporate Finance Group / Managing Director at Coastal Securities with a focus on upstream energy transactions along with general corporate finance opportunities. Prior to his career in investment banking, Bill previously served an integral part in building and exiting a commercial printing and fulfillment company where he ultimately served as President of Page / International Communications (A Nationwide Graphics Company) from 2000-2005. Bill graduated Magna Cum Laude from Baylor University with a BBA in Finance.